Figure II

In the above example the business owner opted for retirement at age 50 and sold the business.  Prior to the sale of the business, the owner enjoyed a surplus of salary and funds. The owners exit was perfectly planned and timed.  Retirement funds would last 50 years invested in low-risk and virtually tax-less investment - in line with the owners risk tolerance. In the year 2058, when the owner is 100 years old, there would still be available funds in the estate.